FinTechs, Mobile Payment,
Crowd-Funding

Guenther Dobrauz, Ulf Klebeck

New financial technology companies (so-called FinTechs), as well as non-bank IT companies such as Google and Apple, are entering the financial market with innovative (online) services and giving completely new impetus to traditional business areas and models. Developments such as social banking, mobile payment, personal finance management, Bitcoin, blockchain, robo-advice, ICO (initial coin offering) and crowdfunding are just as much examples of this as digital securities services and investment advice. In this handbook, leading practitioners, representatives of financial market supervisory authorities and academics provide a comprehensive overview of this new field, its significance, its current (still rudimentary) and future legal framework and its strategic importance.